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Greeings.



MR. CHARLES EFE
STANDARD TRUST BANK
NIGERIA.
I am MR. CHARLES EFE, the General manager of Standard Bank, Lagos
branch and
I wish to make you an urgent proposal of mutual benefit for you and I.
It is also my resolve to import into MY country, products at the
successful
conclusion of this business from you.

On the 7th day of june, 1999 an American oil consultant/contractor
with
the (Nigerian national petroleum corporation), Mr. Frank Kelly made a
numbered time (fixed) deposit for twelve calendar months valued at
US$20,000,000(twenty million,  dollars only) in my branch. On
maturity I sent routine notification to his forwarding address but
got no reply.
After one month we sent a reminder and we discovered from his contact
employers, the Nigerian National Petroleum Corporation. That Mr.
Frank Kelly died in an automobile accident. On further investigation,
we
found that he died without making a will, an all attempt by the
American embassy
in Nigeria to trace his next of kin was fruitless.

At this juncture, I decided to call up Mr. Frank Kelly's file and
discovered
that Mr. frank Kelly did not declare any next of kin or relation in
his bank deposition paper work, or his official document/it now
downed on me that no one will come forward to claim this money, and
according to
Nigerian law, this money US$20,000,000(twenty
million US DOLLARS only) sitting as dormant account with ever to the
ownership of a Nigerian Government .if the account owner is certified
dead and nobody comes forward to claim the money.

This is the general situation and I am proposing that you stand as the
next of kin and beneficiary to Frank's estate. This is simple and all
you have to do is to send to me the details of bank account any where
in the world or personal information that will enable me arrange for
all the paper works that will effect the transactions. When this is
settled. It is my wish that will share it satisfactorily.

The necessary paper works for this transaction will be done by me
regarding my position and contacts with the banking industry in
Nigeria .We only have to employ the services of an attorney who will
draft a will and
obtain all necessary documents and letters of administration in your
favour for the transfer. The lawyer will not be a problem since he
will be taken care of.

If this business interests you please contact me without delay,
through
my private fax line 234-1-7594728 or my email address: charlesefe@hotvoice.com

as you obviously will agree with me, this transaction by it's very
nature
demands to be treated with utmost confidence which I am trusting you
can do. You stand to loose nothing but only gain. Please assist me.

Hoping to hear from you soonest.
Best Regard
MR. CHARLES EFE




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